U套餐：已落地外资项目国内信用证风控结算服务
Package U: Domestic LC Risk Control & Settlement Service for Settled Foreign-Invested Projects
单票服务费用：每单信用证咨询服务50美金
Single Order Service Fee: 50 USD per LC consulting service
本套餐专为已完成中国本地落地、开立对公账户及FDI资本金账户、完成部分资本金实缴或境内货款划转的外商投资企业定制。
This service is exclusively tailored for foreign-invested enterprises that have completed full landing procedures in China, with officially opened corporate public accounts and FDI capital accounts, and have completed partial capital paid-in or domestic fund settlement.
传统国内TT电汇预付模式存在一定资金风险敞口：支付30%、100%定金会形成对应比例资金敞口，存在供应商收款后不发货的商业履约风险。
Traditional domestic TT telegraphic transfer prepayment carries certain fund risk exposure. A 30% or 100% advance deposit creates corresponding fund exposure, as there exists commercial risk that suppliers may fail to deliver goods after receiving prepayment.
我方为已落地外资企业提供开立国内不可撤销信用证相关咨询服务，借助信用证规则平衡采购方与供货方合法权益，帮助企业降低预付资金风险敞口。
We assist settled foreign-invested entities with consultation on the issuance of irrevocable domestic letters of credit (LC) for domestic supplier settlement. This structure balances the legitimate interests of both buyers and suppliers under LC rules, and helps enterprises reduce prepayment risk exposure.
核心服务逻辑
Core Service Logic
采用不可撤销信用证架构保障供方权益：一旦货物出运且提交符合信用证条款的单据，信用证不可单方撤销，有助于提升工厂对此结算方式的接受度。
1. Adopt irrevocable LC structure to protect supplier interests: Once goods are shipped and complying documents are presented in line with LC terms, the LC cannot be unilaterally revoked, which helps improve supplier acceptance of this settlement term.
协助采购方搭建内部风控屏障：企业可设置内部审核要求，客户可要求在启动银行信用证结算流程前核验全套出货佐证资料。
2. Assist buyers in building internal risk control barriers: The enterprise may set up internal review requirements. The client may arrange to verify a full set of shipment supporting documents before initiating the bank LC settlement process.
内部审批机制：客户可增设由外商投资企业实际控制人委任的中国境内负责人签字确认的内部环节。该环节属于客户内部管控流程，并非银行兑付信用证的前置条件。
3. Internal approval mechanism: The client may add an internal signing confirmation step from the China-based authorized person appointed by the actual controller of the foreign-invested enterprise. This is the client’s internal control procedure, not a bank prerequisite for LC payment.
Scope of Service 服务范围
- 面向国内供应商采购结算场景，提供不可撤销国内信用证方案设计与流程咨询
Irrevocable domestic LC scheme design and process consultation for domestic supplier procurement and settlement scenarios - 制定信用证配套资料标准化核验清单，指导客户核验出货资料，包括：
Develop standardized document checklists for LC supporting materials, guide clients to verify shipment documents including: - 货物完整装箱照片
Goods packaging photos - 集装箱铅封照片
Container sealing photos - 货物入场站、进港实景照片
Port yard entry photos of goods - 全套随车、随货单据
Complete vehicle and shipping accompanying documents - 场站出具的货柜件、重、尺单据
Container weight and measurement documents issued after yard entry - 为客户搭建内部双重审核规则提供咨询：单据合规核验 + 在华负责人签字确认
Provide consultation on establishing client’s internal dual review rules: document compliance check + signature confirmation by the China-based authorized person - 国内信用证合规规则全流程咨询、商业风险提示
Provide whole-process consultation on domestic LC compliance rules and commercial risk reminders - ✅ 服务包含：信用证结算方案定制；出货资料核验清单设计；内部风控流程咨询；全流程合规规则解读。
✅ Included: LC settlement scheme customization; shipment document checklist design; internal risk control process consulting; whole-process compliance consultation and rule interpretation. - ❌ 服务不含：我方非开证银行，无权审批、截留或执行信用证款项兑付；不担保供应商履约发货，不承担供需双方商业合同风险，不对货物交付、品质、履约结果作出任何承诺。信用证最终审单与付款决定，完全由开证银行依据信用证条款与银行规则独立判定。
❌ Excluded: We do not act as the issuing bank, we cannot approve, withhold or execute LC payment. We do not guarantee supplier delivery, do not undertake contractual performance risks between enterprises and suppliers, and make no guarantee on delivery, product quality or contract performance. The final LC examination and payment decision shall be determined solely by the issuing bank in accordance with LC terms and banking regulations.
Deliverables 交付成果
- 专属国内采购不可撤销信用证结算方案
Customized irrevocable LC settlement scheme for domestic procurement - 供客户信用证内部审核使用的出货资料标准化核验清单
Standard checklist of shipment verification documents for client’s internal LC review - 内部风控与签核流程指导文件
Guidance document for internal risk control and signature review process - 国内信用证业务合规风险提示
Real-time compliance reminder for domestic LC settlement business - 服务边界与风控说明
Service Boundary & Risk Control Statement - 本服务仅提供方案咨询、流程标准化、风控规则梳理、单据核验指导，协助企业设计交易架构，降低预付资金敞口。
Our service focuses on scheme consulting, process standardization, risk rule sorting and document verification guidance. We help enterprises design transaction structures to reduce prepayment fund exposure. - 我方不参与银行信用证审批与审单流程，不承担供应商商业履约责任，不对发货、货质、履约结果作出任何承诺与兜底担保。
We do not participate in the bank’s LC approval and document examination process. We do not assume commercial performance liabilities of suppliers, and we make no commitment or guarantee on delivery, quality and contract performance results.
Ideal for 适用对象
已完成在华落地、账户开立、资本金实缴，存在国内供应商采购结算需求，希望借助信用证风控咨询方案降低TT预付风险的外商投资企业。
Landed foreign-invested enterprises with completed China local account opening, FDI capital paid-in and domestic procurement settlement demands, seeking to reduce TT prepayment risk through standardized LC risk control consulting.
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